A common concern of many people when they first get married and are just starting out in life is how will they ever be able to afford to purchase a home? Right now the U.S. economy is going through a mighty crisis, with a special emphasis on the housing market. Many people who purchased homes using mortgages, which are loans which banks issue to people for the purchase their homes, are now defaulting on their mortgage payments because they have lost their jobs, or because the value of their homes fell so drastically that the mortgages that the homeowners were paying were more than what their homes were really worth.

These facts can seem scary to young couples in the housing market. But today could be a perfect time to make that monumental purchase. Prices are low, and the housing market has proven over and over again to be resilient, always bouncing back from the worst financial disasters and once again proving that real estate is a good investment.

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